Confronted with the uncertainty of property ownership, individuals and lenders alike must navigate hidden liens, undisclosed easements, and clerical errors that can derail even the most straightforward transaction. Discovering a title defect at closing can upend budgets, delay financing, or expose lenders to unanticipated risk, leaving everyone scrambling for answers and protection.
As registered agents in North Dakota and Minnesota for Fidelity National Title Insurance Company, we provide title insurance that protects against financial loss caused by defects, liens, or other encumbrances on title. Our firm conducts thorough title examinations to identify and address potential issues before they interfere with your interests. By issuing carefully drafted title opinions and delivering comprehensive coverage, we uncover hidden risks, secure your legal interests, and safeguard your investment so you can move forward confidently.
Title services offered:
Owners & Encumbrances (O&E) Reports
When you need clear insight into a property's status, an Owners and Encumbrances (O&E) Report identifies the current record holder and highlights recorded liens, easements, or judgments. Updated at each critical stage, our O&E Reports equip you with timely information to make informed decisions and move forward confidently.
Title Opinions
The Title Opinion examines the chain of title to confirm the current owner's rights and identify any other parties with interests in the property. Relying on an updated abstract of recorded deeds, mortages, and related documents, the opinion highlights potential defects or encumbrances.
Title Insurance
Title Insurance is a contract that insures against loss resulting from defects, liens or encumbrances against a property's title, subject to stated exceptions, exclusions, conditions, and stipulations of the policy. A Lender's Policy protects the lender's investment by insuring the property's title against claims or encumbrances. An Owner's Policy protects homebuyers by ensuring clear ownership rights and covering financial losses arising from title defects.
Abstracting Services
We have three licensed abstracters to ensure accurate and reliable title searches, providing critical information to buyers, sellers, and lenders.
For additional information about our real estate services, please visit our
Real Estate practice page.