Banks face a wide range of challenges - regulatory demands, evolving technologies, and complex transactions. Whether confronting disputes, managing risk, or ensuring compliance, financial institutions must make strategic decisions to protect their operations and meet institutional goals.
Since the 1980s, banks and other financial institutions have relied on our firm for trusted, comprehensive legal services. We routinely assist institutions with structuring sophisticated transactions, navigating regulatory compliance, resolving disputes, and training bank employees. Our firm serves as a steady legal resource for financial institutions, addressing both routine matters and emerging challenges.
General Advice
Guidance and advice for all manner of issues faced by banks and financial institutions.
Lending
Structuring and preparing loan documentation; collateralization.
Collections of Troubled Credits
Efficient solutions for managing troubled credits, including file reviews, loan workouts, foreclosure and litigation, and creditors’ rights in bankruptcy.
See our Collections page for more information.
Bank Products and Services
Guidance for deposit products and payment systems, including compliance with key regulations, such as Articles 4 and 4A of the Uniform Commercial Code, the NACHA Operating Rules, Regulations E, DD and CC.
Compliance
Compliance with financial laws and regulations, including without limitation those concerning consumer disclosures, Bank Secrecy Act (BSA), Equal Credit Opportunity Act (ECOA), Fair Credit Reporting Act (FCRA), Fair Debt Collection Practices Act (FDCPA), UDAP/UDAAP, flood insurance, Gramm-Leach-Bliley Act (GLBA) and other data security and privacy requirements, Truth in Lending Act (TILA), and Regulation O. Drafting and review of bank forms, policies and procedures involving consumer protection and bank regulatory requirements.
Third-Party Relationships
Review of third-party vendor agreements; loan sales and participations.
Education and Training
Developing and providing training to officers and employees in all areas of banking law. Our attorneys have provided education on the following topics:
- Loan Documentation
- Troubled Loans
- Articles 3 and 4 of the Uniform Commercial Code (UCC) – Commercial Paper and Payment Systems
- Article 9 of the UCC – Secured Transactions
- Article 12 of the UCC – Controllable Electronic Records
- Business Entities
- Agricultural Lending and Agricultural Liens